| Michigan Auto Accident Injury Lawyers
|
| LegalGenius, PLLC is a highly professional law firm unlike any
other in Michigan. We handle serious car and truck injuries and
Michigan wrongful death. We have unsurpassed knowledge, experience and
resources in handling these cases. Most of all, we have the resources, size and
strength to make the insurance companies PAY. We are the LAWYERS WHO CARE. THE
LAWYERS WHO WIN. No other Michigan law firm handling car and truck accidents
has matched our trial and settlement success in
handling Michigan car accident, wrongful death and Michigan
personal injury accident cases.
|
|
| Even a highly skilled defensive driver cannot avoid an accident caused by the
negligent act of another. That's why everyone needs to be prepared to do what
is necessary to protect themselves if an accident occurs. And the odds are high
because every year in the United States more than 20 million accidents are
recorded.
|
|
| In fact, every 14 minutes in the U.S. someone is killed in a motor vehicle
crash. Car accidents are the leading cause of death among teenagers and for
people between the ages of 6 and 27. Death and serious injury are more likely
to occur when large trucks are involved in a collision.
|
|
| If you are involved in a serious accident you should talk to as attorney about
your legal rights before talking with the other driver's insurance company. Do
not settle for less than what you deserve by signing the wrong papers.
|
|
| The accident itself is only the first trauma in a series of draining emotional
experiences that will be faced by the victim and family members. As a victim,
you and your family face most of the same results - funeral costs or mounting
medical expenses, lost income, pain and suffering, mental anguish, and
expensive vehicle repairs. In cases of the death of the family's primary wage
earner and provider, insurance will pay for the funeral and maybe enough income
to support the family for a couple of years. But what about your family's
economic future and security?
|
|
| The victim should act to protect legal rights beginning with the day the
accident occurred. That's why you should talk to LegalGenius,
PLLC immediately after any accident that results in a serious personal injury.
Someone should PAY and someone WILL if you take the right steps. That can
happen, if the victim sits down and talks with an attorney experienced with
auto accident litigation.
|
|
| What About No-Fault?
|
| After a Michigan car accident there are always three potential sources of
recovery. These are referred to as a first party claim, a third party claim,
and a mini tort claim.
|
|
| Do not hesitate from filing a lawsuit because you live in a no-fault state,
such as Michigan. If you were in an automobile accident in
Michigan, you first receive benefits from your own no-fault insurance company
regardless of fault. This is called the First-Party benefits.
|
|
| Auto Accident Benefits |
| The benefits include 85 percent of your gross wages for the first three years
after the accident, $20 a day for replacement services, home assistant care if
necessary, payment of medical bills and prescription, etc.
|
|
|
Replacement services involves reimbursement for money you paid for services,
such as household chores, that you could have done by yourself if not for the
accident. If a doctor affirms you were unable to perform these household
services, than the insurance carrier may have to reimburse you up to $20 per
day for up to three years.
|
|
|
A Third-Party claim includes payments ordered by the courts to be paid for
death, disfigurement, pain and suffering, or wage loss. The Third-Party
judgment is obtained against the driver who caused the accident. To collect
non-economic damages in Michigan against an at-fault driver, the victim must
have died or suffered serious disfigurement or scarring or a serious impairment
of a major bodily function. A Third-Party lawsuit must be filed within three
years of the accident or the victim forfeits their right to seek damages.
|
|
| In Michigan, the First-Party No-Fault benefits that your insurance company may
be liable for include: Wage loss; attendant care; medical bills for life;
replacement services; mileage reimbursement; and Third-Party basics.
|
|
| As indicated, a victim may obtain 85 percent of their pay for up to three years
if a doctor has determined the injuries obtained in the accident prevents the
victim from working. Money obtained for wage loss reimbursement is tax-free.
The law, however, imposes a maximum on how much an insurance company must pay
to a victim in monthly wage loss payments.
|
|
| Auto Accident Benefits Require Legal and Medical Documentation |
| Michigan law does not guarantee pre-payment of medical bills for an accident so
it is vital to get legal advice. Good records must be kept and bills saved. The
insurance company may be required to provide medical coverage for the life of
the victim if the treatment is related to injuries incurred in the accident.
LegalGenius, PLLC attorneys fully understand the detail and small
print in insurance policies and our attorneys will keep you fully informed.
|
|
| Serious injuries may require the victim to obtain medical care for a long
period of time. In such a case, attendant care will be needed. The quality of
care, the right to choose a care provider, and whether attendant care benefits
must be paid may become issues between you and the insurance carrier.
|
|
|
|
|
|
|
|
| What You Need to Know About Michigan Auto Accident Law
|
-
An uninsured owner of a vehicle involved in an accident cannot file a lawsuit
against an at-fault driver and cannot seek First-Party benefits.
-
A driver more than 50 percent at fault for an accident cannot file a claim
against anyone else involved in the accident.
-
Uninsured Motorist Coverage is a policy feature that allows recovery if the
at-fault driver lacks insurance or, in the case of a hit-and-run accident, if
the at-fault driver cannot be identified.
-
Michigan law does place a limit on monthly No-Fault wage loss payments.
-
Wage loss benefits collected as the result of an auto accident
are not taxable under Michigan or federal law.
-
A victim whose policy includes underinsured coverage may be eligible for
underinsured benefits when the actual damages exceed the limits paid by the
at-fault drivers' insurance policy.
-
If the other driver had been drinking before the accident the victim may be
entitled to a Dramshop Claim which involves obtaining damages from a bartender
or restaurant wait staff who improperly served alcohol to the at-fault driver.
Examples are if a bartender serves a minor or serves alcohol to someone who is
clearly intoxicated. This is important because the owner of a bar or restaurant
often will have greater financial resources than an insured motorist.
|
|
| The Truth About Automobile Accidents
|
-
Non-fatal injuries occur in one out of every six accidents in the U.S.
-
Victims become disabled in one out of every ten accidents each year.
-
Low-speed accidents can result in significant personal injury even though the
property damage is minimal.
-
Degenerative injuries can remain undetected or undiagnosed for months after an
accident.
-
One of the most serious types of auto accidents
is rollover accidents and a large number of rollover accidents involve SUVs.
-
Rollover accidents account for almost two of every ten auto accident
fatalities, more than one third of pickup truck fatalities, and more than half
of SUV accident deaths.
-
Rollovers may be caused by road defects, poor tires, vehicle design flaws. If
gross negligence can be established for any of these factors, a lawsuit is
certainly justified.
|
|
| The auto accident lawyers at LegalGenius,
PLLC have the resources, size and strength to MAKE THE INSURANCE COMPANIES PAY
and to protect people who have suffered personal injuries.
|
|
| A lawyer will lead your family through the steps needed to recover actual
damages and may even assist in punitive damages being awarded. Actual damages
are intended to restore a victim's financial situation to a position roughly
equivalent to what it was before the accident occurred.
|
|
| Actual damages can be awarded for medical bills, lost income, funeral expenses,
pain and suffering, mental stress, permanent disability and similar hardships.
|
|
| Punitive damages, above and beyond those actually incurred by the victim, are
intended to punish the guilty party for reckless or inappropriate behavior.
Punitive damages also can function as a deterrent for others.
|
|
| A lawyer can collect damages for your family by proving that the guilty
party was negligent. A person is negligent when he or she fails to act like an
ordinary, reasonable person. And you know that ordinary, reasonable people
don't drive while drunk, don't drive at excessive speeds, and don't ignore
posted one-way road signs.
|
|
| LegalGenius, PLLC will ensure a family's economic security,
reimbursements for other economic loss, and ensure justice by pursuing punitive
damages.
|
|
| LegalGenius, PLLC devotes its practice to representing
individuals who are the victims of auto accidents, medical
malpractice, and work place injuries. Essentially, if a person has been
involved in some kind of accident that causes a physical injury requiring
compensation, LegalGenius, PLLC will provide whatever legal
services are required.
|
|
| Victims should not hesitate from filing a lawsuit for fear of filing a
frivolous lawsuit. That's propaganda created by the insurance industry. Let
your attorney, not an insurance agent, determine what's frivolous and when
justice should be pursued.
|
|
| In America, a jury makes a decision on damages after hearing all of the
evidence. The jury award is designed to compensate the injury victim. A
fundamental right of all Americans is a trial by jury, allowing our fellow
citizens to hear our case and to make a decision. Do not give up any of your
rights as a citizen!
|
|
| Statutes of limitation limit the length of time you have to file a lawsuit. If
you fail to file a lawsuit within that time period you may forever be denied
the justice due you. If you have been injured in a motor vehicle crash and
believe that you have a case, it is critical that you seek legal help quickly.
|
|
| If you believe you are an auto accident victim, let LegalGenius
, PLLC fight for your rights. We are the LAWYERS WHO CARE. THE LAYERS WHO WIN.
There is no obligation for case evaluation and no fee is charged unless a
recovery is made. Auto accident cases click here for
a free consultation or call 1-800-209-4000.
|
|
| LegalGenius, PLLC. is dedicated to representing individuals
and families who have suffered catastrophic losses as a result of injuries,
disabilities and death. WE ARE THE LAWYERS WHO CARE. THE LAWYERS WHO WIN. The
firm does not represent insurance companies or corporations but instead bases
its practice upon representing individuals and families.
|